debtor

noun

debt·​or ˈde-tər How to pronounce debtor (audio)
1
: one guilty of neglect or violation of duty
2
: one who owes a debt

Examples of debtor in a Sentence

The debtor agrees to pay the debt over a three-year period.
Recent Examples on the Web
Examples are automatically compiled from online sources to show current usage. Read More Opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback.
That was followed by Chapter 11, in which debtors continue operating while trying to reduce debt and exit bankruptcy with a plan. Paul Flahive, Austin American Statesman, 6 Feb. 2026 When the debts are large enough, the debtor calls the shots, because default becomes unbearable. Binyamin Appelbaum, Mercury News, 4 Feb. 2026 For debtors with moderate income and debt — like those catching up on car payments while managing credit card balances — the monthly payments are generally between $500 and $600. Angelica Leicht, CBS News, 2 Feb. 2026 Suggestions are made that a debtor can simply take loans from the LLC or, as Campbell did here, have credit card payments made and the like. Jay Adkisson, Forbes.com, 30 Jan. 2026 See All Example Sentences for debtor

Word History

First Known Use

13th century, in the meaning defined at sense 1

Time Traveler
The first known use of debtor was in the 13th century

Cite this Entry

“Debtor.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/debtor. Accessed 14 Feb. 2026.

Kids Definition

debtor

noun
debt·​or ˈdet-ər How to pronounce debtor (audio)
1
: sinner
2
: one that owes a debt

Legal Definition

debtor

noun
debt·​or
: a person who owes a debt see also bankrupt compare creditor, obligee, obligor

Note: The Bankruptcy Act of 1978 calls the person concerned in a bankruptcy case the “debtor” as opposed to the “bankrupt.”

More from Merriam-Webster on debtor

Last Updated: - Updated example sentences
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