de·duct·ible
di-ˈdək-tə-bəl 
dē-
: allowable as a deduction
expenses that are deductible from taxable income
plural deductibles
: the amount of financial loss specified in an insurance policy that the insurer will not be held responsible for and that the insurance holder must pay
The deductible on your insurance is the amount of money on an insurance claim you would pay before the insurance company pays. It's what you'll be paying out of pocket prior to the insurance coverage.—
Steve Fiorillo
Steve Fiorillo
also
: a clause in an insurance policy that relieves the insurer of responsibility for an initial specified loss of the kind insured against
Examples of deductible in a Sentence
Adjective
The trip was deductible as a business expense.
Noun
I have an insurance policy with a $1,000 deductible.
Recent Examples on the Web
Michelle Fox, CNBC, 30 Mar. 2026
The draft includes a policy that would allow drugs purchased in cash to count toward a patient’s insurance deductible.
—Ed Silverman, STAT, 30 Mar. 2026
Ken Alltucker, USA Today, 27 Mar. 2026
Today’s households are also facing higher costs, including spiking health care premiums and deductibles, as well as child care expenses.
—Shannon Pettypiece, NBC news, 24 Mar. 2026
See All Example Sentences for deductible
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Adjective
HSAs are a way for those with high deductible health plans to save money and pay for qualified medical expenses.
—Michelle Fox, CNBC, 30 Mar. 2026
The draft includes a policy that would allow drugs purchased in cash to count toward a patient’s insurance deductible.
—Ed Silverman, STAT, 30 Mar. 2026
Noun
The average deductible for a person with insurance through the workplace was $1,886 in 2025, according to KFF's employer health benefits survey.
—Ken Alltucker, USA Today, 27 Mar. 2026
Today’s households are also facing higher costs, including spiking health care premiums and deductibles, as well as child care expenses.
—Shannon Pettypiece, NBC news, 24 Mar. 2026
See All Example Sentences for deductible
Cite this Entry
“Deductible.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/deductible. Accessed 5 Apr. 2026.
Copy CitationLegal Definition
deductible
2 of 2 noun
: a clause in an insurance policy that relieves the insurer of responsibility for an initial specified loss of the kind insured against
also
: the amount specified in such a clause compare franchise sense 4a
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