overdraft
noun
over·draft
ˈō-vər-ˌdraft 
1
: an act of overdrawing at a bank : the state of being overdrawn
also
: the sum overdrawn
2
Examples of overdraft in a Sentence
Recent Examples on the Web
And yet the overdraft vote was hardly the first time Mr. Hawley had stood apart from his Republican colleagues.
—
Robert Draper, New York Times, 28 Apr. 2025
This approach increases engagement and has been shown to reduce overdraft and credit usage for heavy users—critical as consumers face persistent inflation and unstable income cycles.
—Nandan Sheth, Forbes.com, 15 Apr. 2025
Some people will say that people who live paycheck to paycheck use their overdraft option to pay their rent.
—Josh Hammer, MSNBC Newsweek, 14 Apr. 2025
The bureau marshaled on, with recent work including capping bank overdraft fees and removing medical debt from consumer credit reports.
—Matt Sedensky, Los Angeles Times, 18 Feb. 2025
See All Example Sentences for overdraft
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Robert Draper, New York Times, 28 Apr. 2025
This approach increases engagement and has been shown to reduce overdraft and credit usage for heavy users—critical as consumers face persistent inflation and unstable income cycles.
—Nandan Sheth, Forbes.com, 15 Apr. 2025
Some people will say that people who live paycheck to paycheck use their overdraft option to pay their rent.
—Josh Hammer, MSNBC Newsweek, 14 Apr. 2025
The bureau marshaled on, with recent work including capping bank overdraft fees and removing medical debt from consumer credit reports.
—Matt Sedensky, Los Angeles Times, 18 Feb. 2025
See All Example Sentences for overdraft
Cite this Entry
“Overdraft.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/overdraft. Accessed 2 Aug. 2025.
Copy CitationKids Definition
overdraft
noun
over·draft
ˈō-vər-ˌdraft
: an overdrawing of a bank account or the amount overdrawn
Legal Definition
overdraft
noun
over·draft
ˈō-vər-ˌdraft
1
: the act or result of drawing on a bank account for more than the balance
also
: the amount exceeding the balance in an overdraft
2
: a loan or credit extended on a current account especially to established or institutional customers
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