How to Use cosigner in a Sentence
cosigner
noun- My mother agreed to be a cosigner on my car loan.
- Both senators are cosigners of the bill.
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Half of her cosigners were black and none were white.
—Ta-Nehisi Coates, Vanity Fair, 15 June 2026
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Consider adding a cosigner with a better credit score than you.
—Medora Lee, USA TODAY, 20 Jan. 2023
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Having a cosigner with a high income and credit score can also help improve your loan terms.
—Elizabeth Rivelli, Car and Driver, 28 Aug. 2023
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This may also impact any cosigner who is also listed on the student loan.
—Adam S. Minsky, Forbes, 16 Apr. 2021
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But once you’re enrolled in the program, a cosigner isn't necessary.
—Elizabeth Rivelli, Car and Driver, 27 Mar. 2023
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The man gave the officer the name of the cosigner for the GMC.
—John Benson, cleveland, 1 Mar. 2022
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Courts have ruled that bail bonds contracts with a cosigner that didn’t follow those laws are null and void, and most of these contracts have cosigners.
—Malaika Jabali, Essence, 28 Oct. 2021
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This could help reduce your interest rate if the cosigner has an excellent credit score.
—Elizabeth Rivelli, Car and Driver, 17 July 2023
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Among graduate borrowers, 66% took out a loan with a cosigner.
—Rebecca Safier, wsj.com, 14 Oct. 2023
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The interest rates on a private student loan are based on the credit scores of the borrower and cosigner.
—Mark Kantrowitz, Forbes, 24 Apr. 2022
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Edwards wrote that his grandparents, the cosigners on his student loans, recently passed away.
—Megan Cerullo, CBS News, 3 Nov. 2023
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Some lenders will release the cosigner after you’re approved and meet certain requirements.
—Zack Friedman, Forbes, 14 May 2022
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Also, students or people with no credit history will most likely need a cosigner for an auto loan.
—Elizabeth Rivelli, Car and Driver, 27 Mar. 2023
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Your cosigner can help you get approved for student loan refinancing and get a lower interest rate.
—Zack Friedman, Forbes, 19 May 2021
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If you can’t get approved on your own, apply with a qualified cosigner who can help you get approved and get a lower interest rate.
—Zack Friedman, Forbes, 5 July 2022
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Not only that, if the borrower has a cosigner on the loan, he or she could also be negatively affected.
—Cheryl Winokur Munk, WSJ, 4 Mar. 2018
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There's an exception in cases when a person is just a cosigner and, therefore, not listed as an owner of the vehicle.
—Ashley Donohoe, Car and Driver, 28 Aug. 2023
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Impact on the cosigner’s credit Cosigning a personal loan ties your cosigner’s credit score to the debt.
—Christina Majaski, Sacbee.com, 28 Mar. 2025
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Even borrowers with weak credit have options for lowering their rates by adding a cosigner to their loan or putting up collateral.
—Tanza Loudenback, Fortune, 6 Dec. 2022
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With Iran and other cosigners of the deal evincing no enthusiasm to do so, the agreement is still in mortal danger.
—Benjamin Hart, Daily Intelligencer, 12 Jan. 2018
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The victims were also listed as cosigners on the loans, which paved the way to the thief's family members earning college degrees in their own names.
—Robert Farrington, Forbes, 22 Jan. 2025
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Some would have difficulties getting a cosigner for a private student loan, and interest rates are higher.
—Aris Folley, The Hill, 3 July 2025
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Westmoreland said the resolution has eight other cosigners on the council.
—Zachary Hansen, AJC.com, 2 June 2026
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Similarly, borrowers can also refinance to add a cosigner to a loan.
—Elizabeth Rivelli, Car and Driver, 15 Dec. 2022
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The trouble is, many credit-card issuers don’t offer a cosigner option, and many 18-year-olds don’t have enough income to be approved.
—Cheryl Winokur Munk, WSJ, 6 Aug. 2022
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Apply for a private student loan with a creditworthy cosigner to increase the odds of approval and to reduce the interest rate.
—Mark Kantrowitz, Forbes, 25 Feb. 2021
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Your cosigner will be equally financially responsible for your student loans.
—Zack Friedman, Forbes, 19 May 2021
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So becoming an authorized user can help a younger person establish credit without a cosigner.
—Doug Ashburn, Encyclopedia Britannica, 28 May 2026
Some of these examples are programmatically compiled from various online sources to illustrate current usage of the word 'cosigner.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.
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